I've categorized jobs into 2 general categories: the smart jobs and hard jobs. The smart jobs are those high paying jobs which are relatively easy to acquire though without job security and don't last very long, while the hard jobs are the average paying jobs with job security and stability. Both have their pros and cons and in rare occasions you get a little bit of both (high paying job with stability). Smart jobs are great for impatient people like me who want to earn big and fast, though the obvious drawback is that it is a big gamble since there is no job security. Hard jobs do have an advantage in the long run, but in most cases by the time you become financially successful, you'd be too old, too busy or both to actually enjoy the fruits of your labor.

I've been a freelancer since I started working way back in high school. I'm a lazy person who tries to work smarter rather than harder. One of my mottoes in life is "earn money with the least amount of effort or capital." I guess it's in my nature, given that I tend to be a very impatient person. Up until now I only saw the positive side of my choice in employment. But when I lost one of my clients for more than 2 years yesterday, I got a crude reality check. Trends are changing faster than they previously did and life in general is getting harder by the day. If I fail to take things more seriously, I risk having to have really bad long term financial problems down the road.

My goal is to save enough money to get my own place and start up a small business to sustain my standard of living. And I plan to do this in the shortest time possible since the money we earn only depreciates by the day. By the time I make my first Million (Pesos,) it would amount to much compared in recent years. Saving money in the bank used to be good practice, but now a days it doesn't seem to be so. Your money hardly earns any interest, prices of commodities keep sky rocketing and the purchasing power of money keeps dropping.

I just hope before my bubble bursts I would have saved an ample sum of money to achieve my goals. If or when I get my own place and business, it'll be yet another uphill battle from there. But at least I'll have a place I can call my home both figuratively and literally.